What is your Investment Risk Profile?

When investing your capital, the first most important step you should take is to establish you attitude to risk. This sets the foundations for all of your future investment decisions. This should be carried out every 12 months as over time our ATR does change and over time we become more cautious and risk averse.

Answer these 10 questions and we inform you of your current attitude to risk.

Simply click next below to start our risk profiling tool.

How concerned are you about fluctuations in your investment capital?

Choose the portfolio in the diagram above that reflects your comfort level relative to variability.

Portfolio 1

Portfolio 2

Portfolio 3

Portfolio 4

Portfolio 5

Which statement best describes your spending behaviour?

I spend only a part of my income and save the rest

I spend most of my income and save some

I spend all of my income and do not mind taking on a bit of short term debt

Over your lifetime what impact do you feel inflation will have on your capital?

I am not concerned about inflation

Inflation may erode my capital, but I would not make changes to my portfolio

Inflation could significantly erode my capital if I do not attempt to earn higher returns

Which statement best describes your motivation for investing?

Capital Preservation

Income Generation

Wealth Accumulation

How interested are you in trying to catch short-term trends versus adopting a long term buy and hold strategy?

I am a long-term buy and hold investor

I would consider purchasing a hot stock but it is not crucial

I want to catch short term trends as doing so may increase my overall returns

What is your attitude towards investment risk?

I am uncomfortable about investment risks

I am uncomfortable about investment risks, but willing to accept some investment risks in my portfolio

I am comfortable about investment risks and willing to take more risks over longer periods for significant growth in my portfolio

How much emergency capital do you have in the event that you become unemployed?

Less than three months living expenses

Between three to six months living expenses

More than six months living expenses

Which portfolio below best illustrates your preferred investment strategy

Portfolio A

Portfolio B

Portfolio C

In the event of a sharp market correction that affects your portfolio, what would you do?

Sell all of your holdings

Do nothing and wait for the market to stabilise

Invest more capital and take advantage of the correction

What is your investment time horizon?

Up to five years

between five to ten years

More than 10 years

First Name

Family Name

Email

Phone

10 questions you should ask yourself before investing

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