Investments

What Is A Structured Product?

What Is A Structured Product? When considering investing your hard earned capital, we believe it is fair to say we all know diversification is an important strategy, when trying to maximise returns whilst reducing risk.  This could include multiple asset classes, currencies and institutions.  However, what we have found is that very few investors are aware of, or have utilised structured investments. So what is a structured investment? A structured investment is a contract with an issuing bank offering a…

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Market Update

Market Update After a 2018 that saw global equities struggling for direction in the first half, then reaching recent highs in August only to suffer a tech led sell off wiping out any gains across practically all asset classes, 2019 got off to a strong start led again by tech stocks but this time with a positive curve. The question now as always is where do we go from here? Much will be decided in the short term by ongoing…

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Benefits Of Saving Monthly

Benefits Of Saving Monthly Saving monthly is one of the most effective ways of investing and is also one of the safest providing you have a medium to long-term time frame (5 Years +). Global Stock markets often experience periods of increased volatility. The market downturns experienced since the beginning of the credit crunch in July 2007 and again in September 2008 have understandably caused some investors to worry about the downside risk to their investments. However, it is possible…

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WHAT IS IN STORE FOR THE MARKETS IN Q4?

WHAT IS IN STORE FOR THE MARKETS AS WE CLOSE IN ON Q4? For those of us old enough to remember the Financial crash of 2008, this month brings us a very important 9-year anniversary On September 15th 2008 Lehman Brothers filed for section 11 bankruptcy protection with $639Bn in assets, and $619 in debt. The stock immediately plunged 93% from its previous close on September 12th. One interesting point is that on the morning of September 15th Standard and…

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HOW TO BENEFIT FROM POSITIVE RETURNS?

HOW TO BENEFIT FROM POSITIVE RETURNS? With interest rates at 0%, where should you hold your capital? This is one of the most common problems our clients face and as a result we have a number of solutions available. With inflation on the rise you need to make sure your capital is also benefiting from positive returns in order to ensure it grows either inline with or above inflation. Emergency Fund Firstly you need to make sure you have acquired…

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