#Brexit

What Is A Structured Product?

What Is A Structured Product? When considering investing your hard earned capital, we believe it is fair to say we all know diversification is an important strategy, when trying to maximise returns whilst reducing risk.  This could include multiple asset classes, currencies and institutions.  However, what we have found is that very few investors are aware of, or have utilised structured investments. So what is a structured investment? A structured investment is a contract with an issuing bank offering a…

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Market Update

Market Update After a 2018 that saw global equities struggling for direction in the first half, then reaching recent highs in August only to suffer a tech led sell off wiping out any gains across practically all asset classes, 2019 got off to a strong start led again by tech stocks but this time with a positive curve. The question now as always is where do we go from here? Much will be decided in the short term by ongoing…

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Theresa May to trigger article 50 on 29 March

Theresa May to trigger article 50 on 29 March Theresa May will trigger article 50, the formal mechanism for starting negotiations for Britain to leave the European Union, on Wednesday 29 March, the prime minister’s spokesman has confirmed. The UK’s permanent representative to the European Union, Sir Tim Barrow, notified the EU on Monday morning that a letter should be expected on that date. The move will put the UK on course to leave the EU on the same date…

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Are you still lucky to have a Final Salary pension?

Are you still lucky to have a Final Salary pension? When it came to having a pension the Defined Benefit scheme also known as a Final Salary scheme were seen as the pinnacle of pension plans.  You can see why when your company “Guarantees” you an income when you retire. The truth of the matter is, these schemes should no longer mislead their members in to believing they have a Gold Plated pension or a Guaranteed income. Every day a…

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